Your financial needs extend well beyond asset accumulation, income distribution, and estate planning. Today, a solid knowledge of long-term care and what decisions must be made well before that care is needed.
The Certification in Long-Term Care (CLTC) designation was created in 1999. The area of long-term care is primarily focused on the tolls of providing care over a prolonged period of time.
As a professional with a CLTC designation I have acquired the critical tools necessary to discuss the subject of longevity and its potentially acute consequences on your family – financially, physically and emotionally – years down the road. The best way to protect families from the potential devastation of long-term care is not to sell a product, but rather, offer advice that leads to a plan to mitigate those consequences.
The CLTC designation has been recognized and supported by The American College, NAIFA and major insurance carriers.