We believe that you should only pay for what we do.
Any fees that may be incurred while working together are fully disclosed prior to any work being done.
Two basic types of services warrant two different fees structures:
Financial planning services and advice can be provided for a flat fee, percentage of assets under management, hourly rate, or on a subscription basis. The best option is determined by the amount of time and effort needed to accomplish the work and is evaluated on a case by case basis. This compensation structure can be used with or without asset or investment management services. Examples include, but are not limited to, creating a financial plan, guidance with employer sponsored retirement plans (401k, 403b, 457, etc.), and general financial planning and consulting in all areas.
View the Making the Most of Your Employer Sponsored Retirement Plan Brochure here.
View the Customized Financial Guidance Brochure here.
Products with a built-in commission do not carry any additional fees that would incur a revolving commission; any additional fees such as riders, are paid by the client. Typically, products such as Life Insurance, Annuities, Long Term Care Insurance, etc. fall into this category